Buy a Merc - you get lifetime recovery included
I've got RAC Associate Membership through the VJMC (perhaps IXXRA could cut a club deal with them too - good fookin idea Taz
). I've got family membership for my wife and two kids, it includes any car or motorcycle which any of us drives, rides, or are passenger in/on, and it only costs about £90 a year - that's for roadside and recovery, onward journey home etc, and 30 days European cover too I think.
I also had roadside and recovery with my Bird insurance through Carole Nash, and I think I may still get it through Devitt but not too sure. Either way I've got enough fookin roadside and recovery cover to get you all fookin home
And what do you call dear :? Use it once and it's worth a lot more than you pay